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High Plains Bank
Okeene, OK · FDIC Certificate #418 · Chartered 02/1
Total assets
$330.22M
Total deposits
$285.02M
Total equity
$41.93M
Net loans
$238.72M
Branches (offices)
3
Net income (YTD)
$2.85M
Rank: #2,337 of 4,213 U.S. banks by assets · #76 of 168 in Oklahoma. Assets changed 62.1% and deposits 59.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.66% |
| Return on equity | 13.81% |
| Net interest margin (YTD) | 4.01% |
| Equity to assets | 12.70% |
| Tier 1 leverage ratio | 10.76% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.97% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 64.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $152.99M | 64.1% | |
| Commercial & industrial | $20.34M | 8.5% | |
| Consumer / individual | $6.14M | 2.6% | |
| Construction & development | $8.64M | 3.6% | |
| Agricultural | $61.10M | 25.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $159.09M | $137.17M | $1.49M | $20.27M |
| Jun 2023 | $185.12M | $162.17M | $2.05M | $20.95M |
| Jun 2024 | $174.66M | $150.31M | $1.83M | $22.26M |
| Jun 2025 | $203.75M | $178.49M | $2.05M | $23.05M |
| Jun 2026 | $330.22M | $285.02M | $2.85M | $41.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $285.02M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $285.02M.
Similar-sized banks
Viking Bank, National Association ($330.26M) · Commercial National Bank Of Texarkana ($330.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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