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Viking Bank, National Association
Alexandria, MN · FDIC Certificate #32082 · Chartered 04/0
Total assets
$330.26M
Total deposits
$283.07M
Total equity
$38.72M
Net loans
$256.47M
Branches (offices)
3
Net income (YTD)
$2.73M
Rank: #2,336 of 4,213 U.S. banks by assets · #81 of 221 in Minnesota. Assets changed 18.9% and deposits 22.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.72% |
| Return on equity | 14.53% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 11.72% |
| Tier 1 leverage ratio | 9.19% |
| Uninsured deposits (share of deposits) | 14.4% |
| Noncurrent loans (share of loans) | 0.53% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.6% |
| Real estate loans (share of loans) | 80.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $207.12M | 80.8% | |
| Commercial & industrial | $32.05M | 12.5% | |
| Consumer / individual | $8.00M | 3.1% | |
| Construction & development | $7.51M | 2.9% | |
| Agricultural | $9.24M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $243.77M | $206.01M | $1.60M | $33.11M |
| Jun 2023 | $254.88M | $210.48M | $1.91M | $33.12M |
| Jun 2024 | $261.99M | $217.65M | $1.34M | $33.85M |
| Jun 2025 | $277.66M | $230.60M | $2.12M | $35.86M |
| Jun 2026 | $330.26M | $283.07M | $2.73M | $38.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $283.07M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $283.07M.
Similar-sized banks
The Colorado Bank And Trust Company Of La Junta ($330.34M) · High Plains Bank ($330.22M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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