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Community Bank Mankato
Vernon Center, MN · FDIC Certificate #9760 · Chartered 12/0
Total assets
$538.32M
Total deposits
$473.87M
Total equity
$51.07M
Net loans
$470.90M
Branches (offices)
5
Net income (YTD)
$2.72M
Rank: #1,696 of 4,213 U.S. banks by assets · #46 of 221 in Minnesota. Assets changed -1.3% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 10.76% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 9.49% |
| Tier 1 leverage ratio | 9.49% |
| Uninsured deposits (share of deposits) | 19.6% |
| Noncurrent loans (share of loans) | 2.15% |
| Net charge-offs (share of loans) | 0.26% |
| Loans to deposits | 99.4% |
| Real estate loans (share of loans) | 89.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $422.04M | 89.6% | |
| Commercial & industrial | $39.30M | 8.3% | |
| Consumer / individual | $2.87M | 0.6% | |
| Construction & development | $14.03M | 3.0% | |
| Agricultural | $10.86M | 2.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $439.60M | $400.64M | $2.73M | $36.26M |
| Jun 2023 | $497.45M | $413.19M | $1.97M | $39.88M |
| Jun 2024 | $545.56M | $443.96M | $1.33M | $44.27M |
| Jun 2025 | $545.48M | $469.77M | $2.14M | $47.55M |
| Jun 2026 | $538.32M | $473.87M | $2.72M | $51.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $473.87M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $473.87M.
Similar-sized banks
Vast Bank, National Association ($540.41M) · First Security Bank And Trust Company ($538.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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