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Vast Bank, National Association
Tulsa, OK · FDIC Certificate #23737 · Chartered 02/1
Total assets
$540.41M
Total deposits
$452.11M
Total equity
$74.92M
Net loans
$353.33M
Branches (offices)
4
Net income (YTD)
$2.02M
Rank: #1,695 of 4,213 U.S. banks by assets · #51 of 168 in Oklahoma. Assets changed -7.2% and deposits -6.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.74% |
| Return on equity | 5.70% |
| Net interest margin (YTD) | 3.66% |
| Equity to assets | 13.86% |
| Tier 1 leverage ratio | 14.12% |
| Uninsured deposits (share of deposits) | 18.9% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 78.2% |
| Real estate loans (share of loans) | 73.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $260.89M | 73.8% | |
| Commercial & industrial | $78.39M | 22.2% | |
| Consumer / individual | $19.50M | 5.5% | |
| Construction & development | $22.25M | 6.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $851.92M | $723.99M | -$3.71M | $76.08M |
| Jun 2023 | $988.94M | $852.73M | -$1.82M | $85.75M |
| Jun 2024 | $602.84M | $518.72M | -$402.00K | $59.61M |
| Jun 2025 | $582.14M | $485.15M | $1.28M | $60.20M |
| Jun 2026 | $540.41M | $452.11M | $2.02M | $74.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $452.11M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $452.11M.
Similar-sized banks
Herring Bank ($540.50M) · Community Bank Mankato ($538.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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