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Community Bank Of Missouri
Richmond, MO · FDIC Certificate #57141 · Chartered 05/0
Total assets
$94.12M
Total deposits
$80.58M
Total equity
$12.98M
Net loans
$64.82M
Branches (offices)
2
Net income (YTD)
$855.00K
Rank: #3,721 of 4,213 U.S. banks by assets · #178 of 190 in Missouri. Assets changed 4.3% and deposits 3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 13.46% |
| Net interest margin (YTD) | 5.54% |
| Equity to assets | 13.80% |
| Tier 1 leverage ratio | 13.86% |
| Uninsured deposits (share of deposits) | 13.8% |
| Noncurrent loans (share of loans) | 1.98% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 80.4% |
| Real estate loans (share of loans) | 84.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $54.65M | 84.3% | |
| Commercial & industrial | $3.65M | 5.6% | |
| Consumer / individual | $1.98M | 3.1% | |
| Construction & development | $8.93M | 13.8% | |
| Agricultural | $5.21M | 8.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $82.72M | $73.47M | $283.00K | $9.03M |
| Jun 2023 | $77.27M | $66.64M | $917.00K | $10.29M |
| Jun 2024 | $79.71M | $68.02M | $722.00K | $11.10M |
| Jun 2025 | $90.27M | $77.73M | $739.00K | $11.99M |
| Jun 2026 | $94.12M | $80.58M | $855.00K | $12.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $80.58M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.58M.
Similar-sized banks
First Federal Savings Bank Of Washington ($94.38M) · Williamsville State Bank & Trust ($93.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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