Advertisement
Williamsville State Bank & Trust
Williamsville, IL · FDIC Certificate #12388 · Chartered 01/0
Total assets
$93.81M
Total deposits
$83.02M
Total equity
$10.26M
Net loans
$24.25M
Branches (offices)
3
Net income (YTD)
-$14.00K
Rank: #3,722 of 4,213 U.S. banks by assets · #267 of 322 in Illinois. Assets changed -2.8% and deposits -3.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.03% |
| Return on equity | -0.27% |
| Net interest margin (YTD) | 2.95% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 14.53% |
| Uninsured deposits (share of deposits) | 12.9% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 29.2% |
| Real estate loans (share of loans) | 75.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.38M | 75.8% | |
| Commercial & industrial | $2.28M | 9.4% | |
| Consumer / individual | $3.77M | 15.5% | |
| Construction & development | $49.00K | 0.2% | |
| Agricultural | $13.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.12M | $99.64M | $22.00K | $9.35M |
| Jun 2023 | $102.89M | $93.89M | $298.00K | $8.80M |
| Jun 2024 | $98.04M | $88.54M | $291.00K | $9.19M |
| Jun 2025 | $96.50M | $86.25M | $335.00K | $9.79M |
| Jun 2026 | $93.81M | $83.02M | -$14.00K | $10.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $83.02M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $83.02M.
Similar-sized banks
Community Bank Of Missouri ($94.12M) · The Ottoville Bank Company ($93.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement