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The Ottoville Bank Company
Ottoville, OH · FDIC Certificate #8403 · Chartered 01/0
Total assets
$93.75M
Total deposits
$72.94M
Total equity
$19.04M
Net loans
$37.25M
Branches (offices)
1
Net income (YTD)
$675.00K
Rank: #3,723 of 4,213 U.S. banks by assets · #137 of 155 in Ohio. Assets changed 0.8% and deposits 0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 7.15% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 20.30% |
| Tier 1 leverage ratio | 21.40% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 51.1% |
| Real estate loans (share of loans) | 88.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $32.76M | 88.0% | |
| Commercial & industrial | $3.18M | 8.5% | |
| Consumer / individual | $247.00K | 0.7% | |
| Construction & development | $1.39M | 3.7% | |
| Agricultural | $529.00K | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $91.36M | $72.23M | $480.00K | $16.54M |
| Jun 2023 | $86.33M | $66.98M | $662.00K | $16.97M |
| Jun 2024 | $92.79M | $73.11M | $663.00K | $17.59M |
| Jun 2025 | $92.99M | $72.83M | $686.00K | $18.26M |
| Jun 2026 | $93.75M | $72.94M | $675.00K | $19.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $72.94M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $72.94M.
Similar-sized banks
Williamsville State Bank & Trust ($93.81M) · Massmutual Private Wealth & Trust, FSB ($93.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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