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Banks · Oklahoma

Community Bank Of Oklahoma

Verden, OK · FDIC Certificate #4217 · Chartered 08/0

Total assets
$67.25M
Total deposits
$59.36M
Total equity
$7.34M
Net loans
$36.85M
Branches (offices)
3
Net income (YTD)
$223.00K
Rank: #3,925 of 4,213 U.S. banks by assets · #144 of 168 in Oklahoma. Assets changed -4.0% and deposits -5.3% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.67%
Return on equity5.97%
Net interest margin (YTD)4.70%
Equity to assets10.92%
Tier 1 leverage ratio12.10%
Uninsured deposits (share of deposits)19.9%
Noncurrent loans (share of loans)1.83%
Net charge-offs (share of loans)0.00%
Loans to deposits62.1%
Real estate loans (share of loans)46.5%

Loan mix

CategoryAmountShare
Real estate loans$17.14M
46.5%
Commercial & industrial$14.74M
40.0%
Consumer / individual$3.27M
8.9%
Construction & development$2.23M
6.1%
Agricultural$1.91M
5.2%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$85.97M$80.51M$389.00K$5.03M
Jun 2023$77.87M$71.57M$770.00K$5.80M
Jun 2024$73.93M$66.89M$583.00K$6.44M
Jun 2025$70.07M$62.65M$443.00K$6.87M
Jun 2026$67.25M$59.36M$223.00K$7.34M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Oklahoma$59.35M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $59.35M.

Similar-sized banks

Homewood Federal Savings Bank ($67.31M) · Farmers & Traders Bank Of Campton ($67.25M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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