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Homewood Federal Savings Bank
Baltimore, MD · FDIC Certificate #31267 · Chartered 01/0
Total assets
$67.31M
Total deposits
$49.97M
Total equity
$17.29M
Net loans
$55.57M
Branches (offices)
1
Net income (YTD)
$121.00K
Rank: #3,924 of 4,213 U.S. banks by assets · #27 of 27 in Maryland. Assets changed 1.1% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.36% |
| Return on equity | 1.41% |
| Net interest margin (YTD) | 3.40% |
| Equity to assets | 25.69% |
| Tier 1 leverage ratio | 26.12% |
| Uninsured deposits (share of deposits) | 3.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 111.2% |
| Real estate loans (share of loans) | 95.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.09M | 95.5% | |
| Commercial & industrial | $2.51M | 4.5% | |
| Consumer / individual | $469.00K | 0.8% | |
| Construction & development | $6.11M | 11.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $59.69M | $43.33M | -$139.00K | $16.32M |
| Jun 2023 | $61.75M | $45.21M | $141.00K | $16.48M |
| Jun 2024 | $64.33M | $47.62M | $78.00K | $16.64M |
| Jun 2025 | $66.55M | $49.51M | $121.00K | $17.00M |
| Jun 2026 | $67.31M | $49.97M | $121.00K | $17.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maryland | $49.97M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.97M.
Similar-sized banks
Jackson Parish Bank ($67.32M) · Community Bank Of Oklahoma ($67.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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