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Community First Bank Of Indiana
Kokomo, IN · FDIC Certificate #57511 · Chartered 02/0
Total assets
$980.30M
Total deposits
$814.14M
Total equity
$107.11M
Net loans
$796.42M
Branches (offices)
7
Net income (YTD)
$5.47M
Rank: #1,065 of 4,213 U.S. banks by assets · #21 of 87 in Indiana. Assets changed 10.3% and deposits 10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.14% |
| Return on equity | 10.56% |
| Net interest margin (YTD) | 6.71% |
| Equity to assets | 10.93% |
| Tier 1 leverage ratio | 9.92% |
| Uninsured deposits (share of deposits) | 35.8% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | 0.22% |
| Loans to deposits | 97.8% |
| Real estate loans (share of loans) | 84.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $674.33M | 84.7% | |
| Commercial & industrial | $127.39M | 16.0% | |
| Consumer / individual | $7.29M | 0.9% | |
| Construction & development | $160.23M | 20.1% | |
| Agricultural | $82.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $611.71M | $498.43M | $2.52M | $68.82M |
| Jun 2023 | $719.08M | $607.05M | $3.82M | $76.39M |
| Jun 2024 | $793.35M | $644.25M | $5.33M | $91.54M |
| Jun 2025 | $889.05M | $737.22M | $6.55M | $107.61M |
| Jun 2026 | $980.30M | $814.14M | $5.47M | $107.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $814.14M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $814.14M.
Similar-sized banks
Resource Bank ($980.75M) · Potomac Bank ($980.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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