Advertisement
Resource Bank
Covington, LA · FDIC Certificate #34803 · Chartered 07/2
Total assets
$980.75M
Total deposits
$803.00M
Total equity
$120.63M
Net loans
$826.11M
Branches (offices)
11
Net income (YTD)
$7.05M
Rank: #1,064 of 4,213 U.S. banks by assets · #21 of 103 in Louisiana. Assets changed 2.6% and deposits -1.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 11.95% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 12.30% |
| Tier 1 leverage ratio | 12.80% |
| Uninsured deposits (share of deposits) | 41.7% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 102.9% |
| Real estate loans (share of loans) | 96.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $794.99M | 96.2% | |
| Commercial & industrial | $25.76M | 3.1% | |
| Consumer / individual | $9.35M | 1.1% | |
| Construction & development | $173.92M | 21.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $977.83M | $864.01M | $5.16M | $90.64M |
| Jun 2023 | $996.75M | $796.24M | $4.17M | $95.55M |
| Jun 2024 | $1.00B | $774.56M | $3.83M | $104.41M |
| Jun 2025 | $955.91M | $812.93M | $4.91M | $113.94M |
| Jun 2026 | $980.75M | $803.00M | $7.05M | $120.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $803.00M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $803.00M.
Similar-sized banks
Tolleson Private Bank ($981.96M) · Community First Bank Of Indiana ($980.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement