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Community National Bank & Trust Of Texas
Corsicana, TX · FDIC Certificate #18185 · Chartered 01/0
Total assets
$1.68B
Total deposits
$1.42B
Total equity
$196.06M
Net loans
$1.18B
Branches (offices)
18
Net income (YTD)
$13.81M
Rank: #672 of 4,213 U.S. banks by assets · #61 of 346 in Texas. Assets changed 6.7% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.66% |
| Return on equity | 14.42% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 11.66% |
| Tier 1 leverage ratio | 10.62% |
| Uninsured deposits (share of deposits) | 37.8% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 83.1% |
| Real estate loans (share of loans) | 86.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.01B | 86.0% | |
| Commercial & industrial | $156.16M | 13.2% | |
| Consumer / individual | $11.04M | 0.9% | |
| Construction & development | $214.53M | 18.2% | |
| Agricultural | $16.04M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.11B | $964.98M | $7.74M | $112.59M |
| Jun 2023 | $1.21B | $1.02B | $8.75M | $129.97M |
| Jun 2024 | $1.28B | $1.08B | $7.89M | $142.16M |
| Jun 2025 | $1.58B | $1.34B | $7.95M | $174.08M |
| Jun 2026 | $1.68B | $1.42B | $13.81M | $196.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.42B | 18 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.42B.
Similar-sized banks
First State Bank Of Uvalde ($1.68B) · Southern Michigan Bank & Trust ($1.68B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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