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First State Bank Of Uvalde
Uvalde, TX · FDIC Certificate #9978 · Chartered 07/0
Total assets
$1.68B
Total deposits
$1.46B
Total equity
$211.85M
Net loans
$661.36M
Branches (offices)
8
Net income (YTD)
$10.40M
Rank: #671 of 4,213 U.S. banks by assets · #60 of 346 in Texas. Assets changed -7.6% and deposits -10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 10.02% |
| Net interest margin (YTD) | 2.52% |
| Equity to assets | 12.58% |
| Tier 1 leverage ratio | 15.66% |
| Uninsured deposits (share of deposits) | 58.3% |
| Noncurrent loans (share of loans) | 1.27% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 45.2% |
| Real estate loans (share of loans) | 79.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $525.99M | 79.5% | |
| Commercial & industrial | $84.41M | 12.8% | |
| Consumer / individual | $10.78M | 1.6% | |
| Construction & development | $62.67M | 9.5% | |
| Agricultural | $27.62M | 4.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.02B | $1.89B | $11.29M | $128.38M |
| Jun 2023 | $1.84B | $1.72B | $12.95M | $118.28M |
| Jun 2024 | $1.88B | $1.73B | $9.88M | $144.29M |
| Jun 2025 | $1.82B | $1.63B | $8.70M | $180.44M |
| Jun 2026 | $1.68B | $1.46B | $10.40M | $211.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.46B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.46B.
Similar-sized banks
Commercial Bank Of Texas, National Association ($1.69B) · Community National Bank & Trust Of Texas ($1.68B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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