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Cornerstone Bank
Overland Park, KS · FDIC Certificate #57250 · Chartered 10/2
Total assets
$504.94M
Total deposits
$298.39M
Total equity
$43.64M
Net loans
$431.67M
Branches (offices)
1
Net income (YTD)
$3.63M
Rank: #1,775 of 4,213 U.S. banks by assets · #42 of 183 in Kansas. Assets changed 6.8% and deposits -8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 16.83% |
| Net interest margin (YTD) | 3.32% |
| Equity to assets | 8.64% |
| Tier 1 leverage ratio | 9.16% |
| Uninsured deposits (share of deposits) | 30.1% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 144.7% |
| Real estate loans (share of loans) | 96.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $416.30M | 96.4% | |
| Commercial & industrial | $19.51M | 4.5% | |
| Consumer / individual | $1.29M | 0.3% | |
| Construction & development | $16.94M | 3.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $369.30M | $316.12M | $1.34M | $32.06M |
| Jun 2023 | $411.81M | $280.64M | $1.40M | $35.25M |
| Jun 2024 | $438.02M | $280.38M | $1.37M | $37.81M |
| Jun 2025 | $472.58M | $326.62M | $1.88M | $40.43M |
| Jun 2026 | $504.94M | $298.39M | $3.63M | $43.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $298.39M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $298.39M.
Similar-sized banks
Piermont Bank ($505.06M) · Grundy Bank ($504.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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