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Piermont Bank
New York, NY · FDIC Certificate #59154 · Chartered 07/0
Total assets
$505.06M
Total deposits
$386.40M
Total equity
$58.64M
Net loans
$321.90M
Branches (offices)
1
Net income (YTD)
-$4.90M
Rank: #1,774 of 4,213 U.S. banks by assets · #76 of 115 in New York. Assets changed 1.4% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.96% |
| Return on equity | -16.32% |
| Net interest margin (YTD) | 2.27% |
| Equity to assets | 11.61% |
| Tier 1 leverage ratio | 12.70% |
| Uninsured deposits (share of deposits) | 63.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.46% |
| Loans to deposits | 83.3% |
| Real estate loans (share of loans) | 86.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $277.28M | 86.1% | |
| Commercial & industrial | $22.79M | 7.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $440.16M | $370.06M | -$1.45M | $67.76M |
| Jun 2023 | $535.56M | $409.47M | -$25.00K | $66.47M |
| Jun 2024 | $551.32M | $424.09M | $680.00K | $69.02M |
| Jun 2025 | $498.25M | $377.39M | -$768.00K | $64.53M |
| Jun 2026 | $505.06M | $386.40M | -$4.90M | $58.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $386.40M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $386.40M.
Similar-sized banks
Eagle Bank And Trust Company ($505.67M) · Cornerstone Bank ($504.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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