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Ctbc Bank Corp. (Usa)
Los Angeles, CA · FDIC Certificate #19416 · Chartered 04/2
Total assets
$5.87B
Total deposits
$5.02B
Total equity
$784.24M
Net loans
$4.37B
Branches (offices)
20
Net income (YTD)
$24.45M
Rank: #255 of 4,213 U.S. banks by assets · #20 of 115 in California. Assets changed 10.4% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 6.33% |
| Net interest margin (YTD) | 2.97% |
| Equity to assets | 13.35% |
| Tier 1 leverage ratio | 14.67% |
| Uninsured deposits (share of deposits) | 66.5% |
| Noncurrent loans (share of loans) | 1.55% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 87.1% |
| Real estate loans (share of loans) | 80.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.51B | 80.2% | |
| Commercial & industrial | $862.77M | 19.7% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $1.57M | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.82B | $4.16B | $23.69M | $609.04M |
| Jun 2023 | $5.13B | $4.43B | $17.71M | $647.68M |
| Jun 2024 | $5.41B | $4.66B | $19.89M | $688.47M |
| Jun 2025 | $5.32B | $4.54B | $17.70M | $730.45M |
| Jun 2026 | $5.87B | $5.02B | $24.45M | $784.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $4.46B | 17 |
| New York | $449.40M | 2 |
| New Jersey | $113.33M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.02B.
Similar-sized banks
Bank First, N.A. ($5.94B) · Farmers & Merchants Bank Of Central California ($5.83B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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