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Dearborn Federal Savings Bank
Dearborn, MI · FDIC Certificate #29874 · Chartered 01/0
Total assets
$306.65M
Total deposits
$198.25M
Total equity
$77.14M
Net loans
$196.86M
Branches (offices)
5
Net income (YTD)
$102.00K
Rank: #2,433 of 4,213 U.S. banks by assets · #49 of 72 in Michigan. Assets changed 10.5% and deposits 15.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.07% |
| Return on equity | 0.26% |
| Net interest margin (YTD) | 2.80% |
| Equity to assets | 25.16% |
| Tier 1 leverage ratio | 25.86% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 99.3% |
| Real estate loans (share of loans) | 100.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $198.43M | 100.8% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $4.00K | 0.0% | |
| Construction & development | $431.00K | 0.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $274.38M | $191.10M | -$50.00K | $77.70M |
| Jun 2023 | $267.47M | $180.24M | -$82.00K | $78.74M |
| Jun 2024 | $272.78M | $169.74M | -$90.00K | $78.47M |
| Jun 2025 | $277.62M | $172.21M | -$1.01M | $77.63M |
| Jun 2026 | $306.65M | $198.25M | $102.00K | $77.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $198.25M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $198.25M.
Similar-sized banks
Hometown National Bank ($307.23M) · American Community Bank ($306.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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