Advertisement
Hometown National Bank
La Salle, IL · FDIC Certificate #3691 · Chartered 12/1
Total assets
$307.23M
Total deposits
$265.81M
Total equity
$33.85M
Net loans
$151.29M
Branches (offices)
2
Net income (YTD)
$1.69M
Rank: #2,432 of 4,213 U.S. banks by assets · #153 of 322 in Illinois. Assets changed -4.9% and deposits -6.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 10.13% |
| Net interest margin (YTD) | 3.20% |
| Equity to assets | 11.02% |
| Tier 1 leverage ratio | 11.30% |
| Uninsured deposits (share of deposits) | 26.1% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 56.9% |
| Real estate loans (share of loans) | 76.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.41M | 76.9% | |
| Commercial & industrial | $35.76M | 23.6% | |
| Consumer / individual | $1.04M | 0.7% | |
| Construction & development | $3.37M | 2.2% | |
| Agricultural | $52.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $309.49M | $285.26M | $1.11M | $23.23M |
| Jun 2023 | $313.62M | $280.50M | $1.26M | $25.01M |
| Jun 2024 | $309.07M | $272.55M | $1.17M | $28.66M |
| Jun 2025 | $323.15M | $284.88M | $1.81M | $30.04M |
| Jun 2026 | $307.23M | $265.81M | $1.69M | $33.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $265.81M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $265.81M.
Similar-sized banks
Community First Banking Company ($307.35M) · Dearborn Federal Savings Bank ($306.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement