Advertisement
Dewitt Savings Bank
Clinton, IL · FDIC Certificate #29535 · Chartered 01/0
Total assets
$173.23M
Total deposits
$141.10M
Total equity
$16.16M
Net loans
$83.47M
Branches (offices)
2
Net income (YTD)
$510.00K
Rank: #3,159 of 4,213 U.S. banks by assets · #220 of 322 in Illinois. Assets changed 10.7% and deposits 3.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.59% |
| Return on equity | 6.78% |
| Net interest margin (YTD) | 2.88% |
| Equity to assets | 9.33% |
| Tier 1 leverage ratio | 10.47% |
| Uninsured deposits (share of deposits) | 18.4% |
| Noncurrent loans (share of loans) | 1.21% |
| Net charge-offs (share of loans) | 0.28% |
| Loans to deposits | 59.2% |
| Real estate loans (share of loans) | 60.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $50.26M | 60.2% | |
| Commercial & industrial | $1.20M | 1.4% | |
| Consumer / individual | $32.45M | 38.9% | |
| Construction & development | $2.92M | 3.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $145.18M | $131.28M | $309.00K | $12.73M |
| Jun 2023 | $144.88M | $125.55M | $216.00K | $12.17M |
| Jun 2024 | $143.70M | $124.77M | -$32.00K | $12.34M |
| Jun 2025 | $156.51M | $135.75M | $114.00K | $11.99M |
| Jun 2026 | $173.23M | $141.10M | $510.00K | $16.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $141.10M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $141.10M.
Similar-sized banks
Baybank ($173.38M) · Twin River Bank ($173.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement