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Twin River Bank
Lewiston, ID · FDIC Certificate #22993 · Chartered 11/1
Total assets
$173.03M
Total deposits
$150.49M
Total equity
$22.02M
Net loans
$116.00M
Branches (offices)
4
Net income (YTD)
$2.60M
Rank: #3,160 of 4,213 U.S. banks by assets · #10 of 10 in Idaho. Assets changed 8.4% and deposits 7.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.04% |
| Return on equity | 24.05% |
| Net interest margin (YTD) | 5.39% |
| Equity to assets | 12.73% |
| Tier 1 leverage ratio | 12.76% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 82.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $95.92M | 82.7% | |
| Commercial & industrial | $16.08M | 13.9% | |
| Consumer / individual | $4.45M | 3.8% | |
| Construction & development | $14.35M | 12.4% | |
| Agricultural | $64.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $149.45M | $137.45M | $1.10M | $11.83M |
| Jun 2023 | $139.12M | $125.03M | $1.95M | $13.88M |
| Jun 2024 | $141.21M | $124.02M | $2.42M | $16.80M |
| Jun 2025 | $159.67M | $139.55M | $2.35M | $19.60M |
| Jun 2026 | $173.03M | $150.49M | $2.60M | $22.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Idaho | $97.75M | 2 |
| Washington | $52.75M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $150.49M.
Similar-sized banks
Dewitt Savings Bank ($173.23M) · The First National Bank Of Hartford ($172.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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