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Durden Banking Company, Incorporated
Twin City, GA · FDIC Certificate #15336 · Chartered 01/0
Total assets
$299.17M
Total deposits
$252.24M
Total equity
$46.08M
Net loans
$240.76M
Branches (offices)
4
Net income (YTD)
$5.32M
Rank: #2,470 of 4,213 U.S. banks by assets · #68 of 123 in Georgia. Assets changed 0.6% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.60% |
| Return on equity | 23.70% |
| Net interest margin (YTD) | 6.08% |
| Equity to assets | 15.40% |
| Tier 1 leverage ratio | 16.24% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 95.4% |
| Real estate loans (share of loans) | 80.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $193.60M | 80.4% | |
| Commercial & industrial | $26.36M | 10.9% | |
| Consumer / individual | $11.69M | 4.9% | |
| Construction & development | $31.17M | 12.9% | |
| Agricultural | $8.39M | 3.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $267.02M | $236.17M | $2.24M | $30.27M |
| Jun 2023 | $280.92M | $247.99M | $3.82M | $32.08M |
| Jun 2024 | $278.71M | $241.24M | $4.34M | $36.39M |
| Jun 2025 | $297.46M | $255.27M | $4.53M | $41.11M |
| Jun 2026 | $299.17M | $252.24M | $5.32M | $46.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $252.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $252.24M.
Similar-sized banks
The Tri-County Bank ($299.26M) · Farmers Savings Bank ($299.09M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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