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The Tri-County Bank
Stuart, NE · FDIC Certificate #16339 · Chartered 11/1
Total assets
$299.26M
Total deposits
$272.76M
Total equity
$24.04M
Net loans
$176.18M
Branches (offices)
6
Net income (YTD)
$1.30M
Rank: #2,469 of 4,213 U.S. banks by assets · #63 of 138 in Nebraska. Assets changed 34.4% and deposits 40.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 13.32% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 8.03% |
| Tier 1 leverage ratio | 8.45% |
| Uninsured deposits (share of deposits) | 4.0% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 64.6% |
| Real estate loans (share of loans) | 64.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $112.73M | 64.0% | |
| Commercial & industrial | $19.47M | 11.1% | |
| Consumer / individual | $4.74M | 2.7% | |
| Construction & development | $6.05M | 3.4% | |
| Agricultural | $39.65M | 22.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $205.54M | $189.73M | $880.00K | $12.10M |
| Jun 2023 | $209.39M | $184.29M | $367.00K | $11.69M |
| Jun 2024 | $223.77M | $189.94M | $340.00K | $12.34M |
| Jun 2025 | $222.60M | $193.97M | $670.00K | $14.36M |
| Jun 2026 | $299.26M | $272.76M | $1.30M | $24.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $272.76M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $272.76M.
Similar-sized banks
The Peshtigo National Bank ($299.97M) · Durden Banking Company, Incorporated ($299.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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