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Everett Co-Operative Bank
Everett, MA · FDIC Certificate #26444 · Chartered 01/0
Total assets
$1.67B
Total deposits
$1.20B
Total equity
$162.65M
Net loans
$1.39B
Branches (offices)
3
Net income (YTD)
$6.32M
Rank: #675 of 4,213 U.S. banks by assets · #31 of 89 in Massachusetts. Assets changed 10.3% and deposits 11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.77% |
| Return on equity | 7.99% |
| Net interest margin (YTD) | 2.47% |
| Equity to assets | 9.73% |
| Tier 1 leverage ratio | 9.81% |
| Uninsured deposits (share of deposits) | 41.4% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 115.8% |
| Real estate loans (share of loans) | 100.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.40B | 100.5% | |
| Commercial & industrial | $3.05M | 0.2% | |
| Consumer / individual | $170.00K | 0.0% | |
| Construction & development | $95.24M | 6.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $781.96M | $663.52M | $2.78M | $80.03M |
| Jun 2023 | $1.20B | $811.39M | $2.18M | $132.43M |
| Jun 2024 | $1.34B | $949.63M | $1.31M | $142.42M |
| Jun 2025 | $1.51B | $1.08B | $2.65M | $147.67M |
| Jun 2026 | $1.67B | $1.20B | $6.32M | $162.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.20B | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.20B.
Similar-sized banks
Cape & Coast Bank ($1.68B) · Journey Bank ($1.67B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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