Advertisement
Journey Bank
Bloomsburg, PA · FDIC Certificate #686 · Chartered 02/0
Total assets
$1.67B
Total deposits
$1.43B
Total equity
$194.43M
Net loans
$1.20B
Branches (offices)
23
Net income (YTD)
$14.27M
Rank: #676 of 4,213 U.S. banks by assets · #31 of 109 in Pennsylvania. Assets changed 3.5% and deposits 5.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 15.00% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 11.65% |
| Tier 1 leverage ratio | 10.22% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 83.5% |
| Real estate loans (share of loans) | 91.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.09B | 91.3% | |
| Commercial & industrial | $59.65M | 5.0% | |
| Consumer / individual | $12.22M | 1.0% | |
| Construction & development | $59.16M | 4.9% | |
| Agricultural | $10.60M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $949.25M | $712.97M | $4.52M | $82.91M |
| Jun 2023 | $956.41M | $659.47M | $3.54M | $85.50M |
| Jun 2024 | $1.59B | $1.27B | $8.97M | $152.27M |
| Jun 2025 | $1.61B | $1.36B | $10.28M | $172.25M |
| Jun 2026 | $1.67B | $1.43B | $14.27M | $194.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $1.43B | 23 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.43B.
Similar-sized banks
Everett Co-Operative Bank ($1.67B) · One Bank Of Tennessee ($1.67B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement