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Evertrust Bank
City Of Industry, CA · FDIC Certificate #34010 · Chartered 05/0
Total assets
$1.13B
Total deposits
$848.57M
Total equity
$261.68M
Net loans
$807.90M
Branches (offices)
8
Net income (YTD)
$5.65M
Rank: #939 of 4,213 U.S. banks by assets · #59 of 115 in California. Assets changed 11.6% and deposits 15.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 4.36% |
| Net interest margin (YTD) | 3.50% |
| Equity to assets | 23.25% |
| Tier 1 leverage ratio | 21.71% |
| Uninsured deposits (share of deposits) | 59.8% |
| Noncurrent loans (share of loans) | 0.80% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 95.2% |
| Real estate loans (share of loans) | 82.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $664.92M | 82.3% | |
| Commercial & industrial | $152.12M | 18.8% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $79.29M | 9.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $929.10M | $707.65M | $4.49M | $210.30M |
| Jun 2023 | $907.68M | $664.28M | $7.11M | $222.28M |
| Jun 2024 | $889.87M | $646.06M | $5.56M | $225.98M |
| Jun 2025 | $1.01B | $737.06M | $5.94M | $248.56M |
| Jun 2026 | $1.13B | $848.57M | $5.65M | $261.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $848.57M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $848.57M.
Similar-sized banks
Liberty Bank And Trust Company ($1.13B) · First Reliance Bank ($1.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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