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Fairfax State Savings Bank
Fairfax, IA · FDIC Certificate #8083 · Chartered 10/2
Total assets
$286.95M
Total deposits
$229.51M
Total equity
$19.04M
Net loans
$156.14M
Branches (offices)
3
Net income (YTD)
$1.04M
Rank: #2,535 of 4,213 U.S. banks by assets · #108 of 225 in Iowa. Assets changed 6.1% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 11.24% |
| Net interest margin (YTD) | 2.68% |
| Equity to assets | 6.64% |
| Tier 1 leverage ratio | 9.46% |
| Uninsured deposits (share of deposits) | 19.9% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | -0.09% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 62.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $98.05M | 62.8% | |
| Commercial & industrial | $40.62M | 26.0% | |
| Consumer / individual | $6.83M | 4.4% | |
| Construction & development | $6.25M | 4.0% | |
| Agricultural | $12.71M | 8.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $233.30M | $213.15M | $847.00K | $10.17M |
| Jun 2023 | $249.29M | $207.86M | $528.00K | $10.28M |
| Jun 2024 | $270.11M | $215.44M | $415.00K | $11.98M |
| Jun 2025 | $270.36M | $229.66M | $654.00K | $15.40M |
| Jun 2026 | $286.95M | $229.51M | $1.04M | $19.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $229.51M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $229.51M.
Similar-sized banks
Manhattan Bank ($287.06M) · Catalyst Bank ($286.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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