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Manhattan Bank
Manhattan, MT · FDIC Certificate #11823 · Chartered 10/0
Total assets
$287.06M
Total deposits
$252.74M
Total equity
$24.03M
Net loans
$159.18M
Branches (offices)
4
Net income (YTD)
$1.98M
Rank: #2,534 of 4,213 U.S. banks by assets · #15 of 35 in Montana. Assets changed 8.7% and deposits 9.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 16.81% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 8.37% |
| Tier 1 leverage ratio | 9.90% |
| Uninsured deposits (share of deposits) | 19.3% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 63.0% |
| Real estate loans (share of loans) | 82.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $131.27M | 82.5% | |
| Commercial & industrial | $8.69M | 5.5% | |
| Consumer / individual | $4.81M | 3.0% | |
| Construction & development | $16.69M | 10.5% | |
| Agricultural | $18.27M | 11.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $271.54M | $256.48M | $1.85M | $13.11M |
| Jun 2023 | $257.40M | $231.46M | $1.30M | $14.86M |
| Jun 2024 | $258.64M | $227.34M | $1.33M | $17.12M |
| Jun 2025 | $264.19M | $231.83M | $1.79M | $20.21M |
| Jun 2026 | $287.06M | $252.74M | $1.98M | $24.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $252.74M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $252.74M.
Similar-sized banks
First Whitney Bank And Trust ($287.51M) · Fairfax State Savings Bank ($286.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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