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Farmers And Merchants Bank Of Long Beach
Long Beach, CA · FDIC Certificate #1225 · Chartered 11/2
Total assets
$11.77B
Total deposits
$8.76B
Total equity
$1.64B
Net loans
$6.55B
Branches (offices)
27
Net income (YTD)
$57.42M
Rank: #148 of 4,213 U.S. banks by assets · #10 of 115 in California. Assets changed 3.3% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 7.10% |
| Net interest margin (YTD) | 2.76% |
| Equity to assets | 13.90% |
| Tier 1 leverage ratio | 13.95% |
| Uninsured deposits (share of deposits) | 54.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 74.8% |
| Real estate loans (share of loans) | 88.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.80B | 88.5% | |
| Commercial & industrial | $144.50M | 2.2% | |
| Consumer / individual | $189.46M | 2.9% | |
| Construction & development | $418.44M | 6.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.73B | $9.46B | $56.92M | $1.28B |
| Jun 2023 | $12.27B | $8.89B | $39.77M | $1.32B |
| Jun 2024 | $12.19B | $8.81B | $26.54M | $1.36B |
| Jun 2025 | $11.40B | $8.69B | $30.69M | $1.39B |
| Jun 2026 | $11.77B | $8.76B | $57.42M | $1.64B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $8.76B | 27 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.76B.
Similar-sized banks
Oriental Bank ($12.04B) · Beal Bank Usa ($11.05B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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