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Fayette Savings Bank, SSB
La Grange, TX · FDIC Certificate #31936 · Chartered 01/0
Total assets
$551.83M
Total deposits
$495.19M
Total equity
$54.77M
Net loans
$422.20M
Branches (offices)
5
Net income (YTD)
$4.96M
Rank: #1,666 of 4,213 U.S. banks by assets · #151 of 346 in Texas. Assets changed 17.7% and deposits 17.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.88% |
| Return on equity | 19.31% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 9.93% |
| Tier 1 leverage ratio | 10.95% |
| Uninsured deposits (share of deposits) | 25.6% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 85.3% |
| Real estate loans (share of loans) | 96.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $406.50M | 96.3% | |
| Commercial & industrial | $6.71M | 1.6% | |
| Consumer / individual | $7.73M | 1.8% | |
| Construction & development | $33.96M | 8.0% | |
| Agricultural | $1.21M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $341.69M | $313.85M | $2.40M | $27.22M |
| Jun 2023 | $411.30M | $369.58M | $2.52M | $30.85M |
| Jun 2024 | $457.85M | $417.46M | $2.63M | $39.24M |
| Jun 2025 | $468.86M | $422.13M | $3.66M | $45.14M |
| Jun 2026 | $551.83M | $495.19M | $4.96M | $54.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $495.19M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $495.19M.
Similar-sized banks
Bank Of Bartlett ($551.84M) · Five Points Bank Of Hastings ($551.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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