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Five Points Bank Of Hastings
Hastings, NE · FDIC Certificate #14312 · Chartered 01/0
Total assets
$551.66M
Total deposits
$488.56M
Total equity
$58.86M
Net loans
$251.23M
Branches (offices)
2
Net income (YTD)
$2.15M
Rank: #1,667 of 4,213 U.S. banks by assets · #39 of 138 in Nebraska. Assets changed 6.4% and deposits 6.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.80% |
| Return on equity | 7.46% |
| Net interest margin (YTD) | 2.41% |
| Equity to assets | 10.67% |
| Tier 1 leverage ratio | 10.94% |
| Uninsured deposits (share of deposits) | 43.0% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 51.4% |
| Real estate loans (share of loans) | 69.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $174.06M | 69.3% | |
| Commercial & industrial | $32.87M | 13.1% | |
| Consumer / individual | $2.48M | 1.0% | |
| Construction & development | $16.39M | 6.5% | |
| Agricultural | $43.65M | 17.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $525.10M | $437.26M | $2.51M | $51.18M |
| Jun 2023 | $534.06M | $437.48M | $698.00K | $52.36M |
| Jun 2024 | $531.40M | $452.84M | $338.00K | $52.61M |
| Jun 2025 | $518.45M | $459.73M | $1.55M | $54.89M |
| Jun 2026 | $551.66M | $488.56M | $2.15M | $58.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $488.56M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $488.56M.
Similar-sized banks
Fayette Savings Bank, SSB ($551.83M) · Nebraska Bank ($551.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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