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Fidelity Bank, National Association
Wichita, KS · FDIC Certificate #30895 · Chartered 01/0
Total assets
$3.30B
Total deposits
$2.59B
Total equity
$324.20M
Net loans
$2.56B
Branches (offices)
16
Net income (YTD)
$19.28M
Rank: #390 of 4,213 U.S. banks by assets · #5 of 183 in Kansas. Assets changed 1.1% and deposits -3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 11.90% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 9.83% |
| Tier 1 leverage ratio | 9.99% |
| Uninsured deposits (share of deposits) | 38.8% |
| Noncurrent loans (share of loans) | 0.75% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 99.1% |
| Real estate loans (share of loans) | 81.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.08B | 81.2% | |
| Commercial & industrial | $438.07M | 17.1% | |
| Consumer / individual | $78.41M | 3.1% | |
| Construction & development | $201.78M | 7.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.88B | $2.30B | $17.59M | $300.64M |
| Jun 2023 | $3.15B | $2.71B | $10.70M | $300.76M |
| Jun 2024 | $3.16B | $2.41B | $6.89M | $297.78M |
| Jun 2025 | $3.26B | $2.68B | $15.06M | $314.42M |
| Jun 2026 | $3.30B | $2.59B | $19.28M | $324.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $2.32B | 11 |
| Oklahoma | $270.31M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.59B.
Similar-sized banks
Union Savings Bank ($3.30B) · Oakstar Bank ($3.29B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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