Advertisement
Oakstar Bank
Springfield, MO · FDIC Certificate #58115 · Chartered 10/2
Total assets
$3.29B
Total deposits
$2.85B
Total equity
$327.09M
Net loans
$2.86B
Branches (offices)
24
Net income (YTD)
$23.32M
Rank: #391 of 4,213 U.S. banks by assets · #12 of 190 in Missouri. Assets changed 10.5% and deposits 7.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 14.62% |
| Net interest margin (YTD) | 4.32% |
| Equity to assets | 9.95% |
| Tier 1 leverage ratio | 9.79% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.48% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 100.5% |
| Real estate loans (share of loans) | 77.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.23B | 77.7% | |
| Commercial & industrial | $319.83M | 11.2% | |
| Consumer / individual | $52.67M | 1.8% | |
| Construction & development | $281.22M | 9.8% | |
| Agricultural | $35.87M | 1.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.91B | $1.71B | $11.27M | $185.60M |
| Jun 2023 | $2.16B | $1.87B | $7.97M | $202.31M |
| Jun 2024 | $2.72B | $2.40B | $8.48M | $271.49M |
| Jun 2025 | $2.98B | $2.65B | $14.99M | $298.19M |
| Jun 2026 | $3.29B | $2.85B | $23.32M | $327.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $2.23B | 16 |
| Kansas | $485.07M | 4 |
| Colorado | $139.44M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.85B.
Similar-sized banks
Fidelity Bank, National Association ($3.30B) · Lone Star National Bank ($3.28B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement