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First Bank
Clewiston, FL · FDIC Certificate #9620 · Chartered 01/0
Total assets
$810.51M
Total deposits
$727.27M
Total equity
$77.49M
Net loans
$493.28M
Branches (offices)
7
Net income (YTD)
$6.03M
Rank: #1,244 of 4,213 U.S. banks by assets · #36 of 81 in Florida. Assets changed 1.3% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 15.69% |
| Net interest margin (YTD) | 4.33% |
| Equity to assets | 9.56% |
| Tier 1 leverage ratio | 9.70% |
| Uninsured deposits (share of deposits) | 41.3% |
| Noncurrent loans (share of loans) | 0.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.8% |
| Real estate loans (share of loans) | 87.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $433.01M | 87.8% | |
| Commercial & industrial | $22.22M | 4.5% | |
| Consumer / individual | $6.97M | 1.4% | |
| Construction & development | $49.62M | 10.1% | |
| Agricultural | $14.52M | 2.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $654.96M | $605.65M | $3.24M | $46.05M |
| Jun 2023 | $720.45M | $663.97M | $3.70M | $52.11M |
| Jun 2024 | $728.06M | $662.06M | $4.28M | $60.93M |
| Jun 2025 | $799.90M | $724.01M | $5.54M | $70.60M |
| Jun 2026 | $810.51M | $727.27M | $6.03M | $77.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $727.27M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $727.27M.
Similar-sized banks
First United Bank ($810.84M) · First Century Bank ($809.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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