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First Century Bank
Tazewell, TN · FDIC Certificate #1700 · Chartered 10/1
Total assets
$809.79M
Total deposits
$722.34M
Total equity
$74.39M
Net loans
$699.88M
Branches (offices)
12
Net income (YTD)
$6.62M
Rank: #1,245 of 4,213 U.S. banks by assets · #42 of 109 in Tennessee. Assets changed 6.9% and deposits 5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 18.38% |
| Net interest margin (YTD) | 4.33% |
| Equity to assets | 9.19% |
| Tier 1 leverage ratio | 9.44% |
| Uninsured deposits (share of deposits) | 22.7% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 96.9% |
| Real estate loans (share of loans) | 92.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $648.33M | 92.6% | |
| Commercial & industrial | $52.88M | 7.6% | |
| Consumer / individual | $5.94M | 0.8% | |
| Construction & development | $91.57M | 13.1% | |
| Agricultural | $35.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $543.26M | $491.19M | $4.09M | $47.24M |
| Jun 2023 | $602.29M | $538.88M | $5.26M | $52.73M |
| Jun 2024 | $693.04M | $610.29M | $4.48M | $57.25M |
| Jun 2025 | $757.24M | $684.74M | $5.00M | $65.23M |
| Jun 2026 | $809.79M | $722.34M | $6.62M | $74.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $722.34M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $722.34M.
Similar-sized banks
First Bank ($810.51M) · Platte Valley Bank ($809.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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