Advertisement
First Bank Of Thomas
Thomas, OK · FDIC Certificate #4209 · Chartered 05/2
Total assets
$63.19M
Total deposits
$55.67M
Total equity
$7.47M
Net loans
$27.46M
Branches (offices)
1
Net income (YTD)
$345.00K
Rank: #3,950 of 4,213 U.S. banks by assets · #148 of 168 in Oklahoma. Assets changed 15.5% and deposits 17.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.18% |
| Return on equity | 9.17% |
| Net interest margin (YTD) | 3.27% |
| Equity to assets | 11.82% |
| Tier 1 leverage ratio | 12.63% |
| Uninsured deposits (share of deposits) | 24.0% |
| Noncurrent loans (share of loans) | 2.29% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 49.3% |
| Real estate loans (share of loans) | 81.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $22.40M | 81.6% | |
| Commercial & industrial | $1.24M | 4.5% | |
| Consumer / individual | $348.00K | 1.3% | |
| Construction & development | $5.35M | 19.5% | |
| Agricultural | $3.99M | 14.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.89M | $47.15M | $269.00K | $6.72M |
| Jun 2023 | $53.61M | $46.61M | $378.00K | $6.95M |
| Jun 2024 | $51.20M | $44.10M | $245.00K | $7.03M |
| Jun 2025 | $54.71M | $47.29M | $339.00K | $7.35M |
| Jun 2026 | $63.19M | $55.67M | $345.00K | $7.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $55.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $55.67M.
Similar-sized banks
North County Savings Bank ($63.20M) · The First National Bank Of Spearville ($62.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement