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North County Savings Bank
Red Bud, IL · FDIC Certificate #30656 · Chartered 01/0
Total assets
$63.20M
Total deposits
$57.90M
Total equity
$5.08M
Net loans
$28.33M
Branches (offices)
3
Net income (YTD)
$133.00K
Rank: #3,949 of 4,213 U.S. banks by assets · #289 of 322 in Illinois. Assets changed -0.6% and deposits -1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.42% |
| Return on equity | 5.29% |
| Net interest margin (YTD) | 2.43% |
| Equity to assets | 8.04% |
| Tier 1 leverage ratio | 8.45% |
| Uninsured deposits (share of deposits) | 4.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 48.9% |
| Real estate loans (share of loans) | 93.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $26.39M | 93.2% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $1.77M | 6.2% | |
| Construction & development | $191.00K | 0.7% | |
| Agricultural | $300.00K | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $69.11M | $64.61M | $113.00K | $4.40M |
| Jun 2023 | $66.71M | $62.27M | $55.00K | $4.30M |
| Jun 2024 | $64.32M | $59.61M | -$67.00K | $4.46M |
| Jun 2025 | $63.57M | $58.49M | $15.00K | $4.78M |
| Jun 2026 | $63.20M | $57.90M | $133.00K | $5.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $57.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $57.90M.
Similar-sized banks
Montrose Savings Bank ($63.20M) · First Bank Of Thomas ($63.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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