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First Bankers Trust Company, National Association
Quincy, IL · FDIC Certificate #16501 · Chartered 10/2
Total assets
$1.22B
Total deposits
$1.04B
Total equity
$87.50M
Net loans
$621.36M
Branches (offices)
9
Net income (YTD)
$4.18M
Rank: #877 of 4,213 U.S. banks by assets · #48 of 322 in Illinois. Assets changed 0.4% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.68% |
| Return on equity | 9.58% |
| Net interest margin (YTD) | 2.93% |
| Equity to assets | 7.15% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 43.1% |
| Noncurrent loans (share of loans) | 1.28% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 59.8% |
| Real estate loans (share of loans) | 78.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $489.31M | 78.7% | |
| Commercial & industrial | $66.41M | 10.7% | |
| Consumer / individual | $38.77M | 6.2% | |
| Construction & development | $16.44M | 2.6% | |
| Agricultural | $23.61M | 3.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.15B | $970.54M | $5.11M | $55.16M |
| Jun 2023 | $1.14B | $946.21M | $3.06M | $62.44M |
| Jun 2024 | $1.13B | $964.84M | $2.04M | $69.12M |
| Jun 2025 | $1.22B | $1.02B | $3.49M | $77.17M |
| Jun 2026 | $1.22B | $1.04B | $4.18M | $87.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $1.04B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.04B.
Similar-sized banks
Fidelity Bank ($1.23B) · Pilot Grove Savings Bank ($1.22B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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