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Pilot Grove Savings Bank
Pilot Grove, IA · FDIC Certificate #9100 · Chartered 01/0
Total assets
$1.22B
Total deposits
$1.08B
Total equity
$122.07M
Net loans
$898.14M
Branches (offices)
17
Net income (YTD)
$13.23M
Rank: #878 of 4,213 U.S. banks by assets · #25 of 225 in Iowa. Assets changed 13.8% and deposits 13.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.23% |
| Return on equity | 22.26% |
| Net interest margin (YTD) | 3.87% |
| Equity to assets | 9.98% |
| Tier 1 leverage ratio | 8.82% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 83.0% |
| Real estate loans (share of loans) | 71.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $644.09M | 71.7% | |
| Commercial & industrial | $86.47M | 9.6% | |
| Consumer / individual | $28.20M | 3.1% | |
| Construction & development | $12.84M | 1.4% | |
| Agricultural | $145.51M | 16.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $817.54M | $738.89M | $6.60M | $74.85M |
| Jun 2023 | $821.51M | $733.72M | $6.48M | $83.33M |
| Jun 2024 | $873.18M | $762.68M | $6.83M | $95.04M |
| Jun 2025 | $1.07B | $950.27M | $9.43M | $106.49M |
| Jun 2026 | $1.22B | $1.08B | $13.23M | $122.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.08B | 17 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.08B.
Similar-sized banks
First Bankers Trust Company, National Association ($1.22B) · Uwharrie Bank ($1.22B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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