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First Federal Community Bank, SSB
Paris, TX · FDIC Certificate #27678 · Chartered 01/0
Total assets
$603.64M
Total deposits
$520.38M
Total equity
$78.30M
Net loans
$467.53M
Branches (offices)
4
Net income (YTD)
$3.13M
Rank: #1,548 of 4,213 U.S. banks by assets · #139 of 346 in Texas. Assets changed 3.1% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 8.16% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 12.97% |
| Tier 1 leverage ratio | 13.10% |
| Uninsured deposits (share of deposits) | 21.2% |
| Noncurrent loans (share of loans) | 0.75% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 89.8% |
| Real estate loans (share of loans) | 82.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $386.93M | 82.8% | |
| Commercial & industrial | $44.91M | 9.6% | |
| Consumer / individual | $10.76M | 2.3% | |
| Construction & development | $20.14M | 4.3% | |
| Agricultural | $28.90M | 6.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $538.37M | $472.43M | $1.90M | $57.94M |
| Jun 2023 | $547.61M | $479.12M | $2.49M | $61.73M |
| Jun 2024 | $558.83M | $487.82M | $2.24M | $66.16M |
| Jun 2025 | $585.43M | $509.15M | $2.69M | $71.78M |
| Jun 2026 | $603.64M | $520.38M | $3.13M | $78.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $520.38M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $520.38M.
Similar-sized banks
Range Bank ($604.14M) · Partners Bank Of California ($602.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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