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Partners Bank Of California
Mission Viejo, CA · FDIC Certificate #58588 · Chartered 11/1
Total assets
$602.15M
Total deposits
$508.99M
Total equity
$68.06M
Net loans
$495.42M
Branches (offices)
2
Net income (YTD)
$4.06M
Rank: #1,549 of 4,213 U.S. banks by assets · #75 of 115 in California. Assets changed -10.0% and deposits -11.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 12.26% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 11.30% |
| Tier 1 leverage ratio | 11.67% |
| Uninsured deposits (share of deposits) | 50.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 97.3% |
| Real estate loans (share of loans) | 95.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $471.68M | 95.2% | |
| Commercial & industrial | $34.95M | 7.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $27.65M | 5.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $414.43M | $308.42M | $1.40M | $42.93M |
| Jun 2023 | $464.71M | $364.04M | $2.14M | $47.59M |
| Jun 2024 | $482.93M | $403.66M | $2.88M | $53.48M |
| Jun 2025 | $668.89M | $577.78M | $2.50M | $59.84M |
| Jun 2026 | $602.15M | $508.99M | $4.06M | $68.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $508.99M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $508.99M.
Similar-sized banks
First Federal Community Bank, SSB ($603.64M) · Wisdom Heritage Bank ($601.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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