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First Federal Savings & Loan Association Of Ravenswood
Ravenswood, WV · FDIC Certificate #29490 · Chartered 01/0
Total assets
$26.28M
Total deposits
$23.46M
Total equity
$2.77M
Net loans
$19.56M
Branches (offices)
1
Net income (YTD)
$40.00K
Rank: #4,163 of 4,213 U.S. banks by assets · #41 of 41 in West Virginia. Assets changed 2.4% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 2.91% |
| Net interest margin (YTD) | 2.28% |
| Equity to assets | 10.53% |
| Tier 1 leverage ratio | 10.43% |
| Uninsured deposits (share of deposits) | 3.5% |
| Noncurrent loans (share of loans) | 1.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.4% |
| Real estate loans (share of loans) | 100.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $19.56M | 100.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $112.00K | 0.6% | |
| Construction & development | $343.00K | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.47M | $23.91M | $111.00K | $2.49M |
| Jun 2023 | $23.58M | $20.85M | $56.00K | $2.67M |
| Jun 2024 | $24.75M | $22.02M | $3.00K | $2.68M |
| Jun 2025 | $25.66M | $22.92M | $19.00K | $2.69M |
| Jun 2026 | $26.28M | $23.46M | $40.00K | $2.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $23.46M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $23.46M.
Similar-sized banks
First State Bank In Temple ($26.36M) · Campus State Bank ($26.22M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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