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First State Bank In Temple
Temple, OK · FDIC Certificate #5999 · Chartered 06/0
Total assets
$26.36M
Total deposits
$21.55M
Total equity
$4.73M
Net loans
$9.74M
Branches (offices)
1
Net income (YTD)
$139.00K
Rank: #4,162 of 4,213 U.S. banks by assets · #164 of 168 in Oklahoma. Assets changed 1.0% and deposits -1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 5.94% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 17.95% |
| Tier 1 leverage ratio | 22.19% |
| Uninsured deposits (share of deposits) | 14.3% |
| Noncurrent loans (share of loans) | 8.60% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 45.2% |
| Real estate loans (share of loans) | 33.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.29M | 33.8% | |
| Commercial & industrial | $426.00K | 4.4% | |
| Consumer / individual | $578.00K | 5.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $5.69M | 58.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.84M | $23.11M | $294.00K | $3.68M |
| Jun 2023 | $26.50M | $22.68M | $119.00K | $3.79M |
| Jun 2024 | $26.17M | $22.03M | $182.00K | $4.08M |
| Jun 2025 | $26.08M | $21.76M | $101.00K | $4.25M |
| Jun 2026 | $26.36M | $21.55M | $139.00K | $4.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $21.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.55M.
Similar-sized banks
The Farmers State Bank ($26.60M) · First Federal Savings & Loan Association Of Ravenswood ($26.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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