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First Internet Bank Of Indiana
Fishers, IN · FDIC Certificate #34607 · Chartered 12/2
Total assets
$5.53B
Total deposits
$4.84B
Total equity
$435.00M
Net loans
$3.80B
Branches (offices)
1
Net income (YTD)
$8.87M
Rank: #264 of 4,213 U.S. banks by assets · #11 of 87 in Indiana. Assets changed -8.6% and deposits -8.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.32% |
| Return on equity | 4.12% |
| Net interest margin (YTD) | 2.53% |
| Equity to assets | 7.87% |
| Tier 1 leverage ratio | 7.57% |
| Uninsured deposits (share of deposits) | 36.9% |
| Noncurrent loans (share of loans) | 1.56% |
| Net charge-offs (share of loans) | 1.70% |
| Loans to deposits | 78.6% |
| Real estate loans (share of loans) | 49.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.87B | 49.2% | |
| Commercial & industrial | $1.06B | 28.0% | |
| Consumer / individual | $456.13M | 12.0% | |
| Construction & development | $443.51M | 11.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.09B | $3.19B | $24.33M | $429.69M |
| Jun 2023 | $4.94B | $3.87B | $4.47M | $437.37M |
| Jun 2024 | $5.32B | $4.28B | $14.09M | $449.69M |
| Jun 2025 | $6.05B | $5.31B | $4.00M | $459.94M |
| Jun 2026 | $5.53B | $4.84B | $8.87M | $435.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $4.84B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.84B.
Similar-sized banks
Institution For Savings In Newburyport And Its Vicinity ($5.56B) · Great Southern Bank ($5.53B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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