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Great Southern Bank
Reeds Spring, MO · FDIC Certificate #29546 · Chartered 01/0
Total assets
$5.53B
Total deposits
$4.38B
Total equity
$607.11M
Net loans
$4.32B
Branches (offices)
105
Net income (YTD)
$35.36M
Rank: #265 of 4,213 U.S. banks by assets · #8 of 190 in Missouri. Assets changed -5.7% and deposits -7.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 11.61% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 10.99% |
| Tier 1 leverage ratio | 11.33% |
| Uninsured deposits (share of deposits) | 38.2% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 98.6% |
| Real estate loans (share of loans) | 96.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.17B | 96.6% | |
| Commercial & industrial | $151.99M | 3.5% | |
| Consumer / individual | $42.48M | 1.0% | |
| Construction & development | $402.36M | 9.3% | |
| Agricultural | $2.07M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.56B | $4.55B | $38.15M | $624.49M |
| Jun 2023 | $5.72B | $4.87B | $42.27M | $618.08M |
| Jun 2024 | $5.96B | $4.68B | $34.19M | $620.15M |
| Jun 2025 | $5.86B | $4.71B | $40.62M | $630.07M |
| Jun 2026 | $5.53B | $4.38B | $35.36M | $607.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $3.28B | 68 |
| Iowa | $658.40M | 18 |
| Kansas | $279.61M | 10 |
| Minnesota | $106.85M | 4 |
| Arkansas | $29.16M | 1 |
| Nebraska | $22.93M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.38B.
Similar-sized banks
First Internet Bank Of Indiana ($5.53B) · The American National Bank Of Texas ($5.51B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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