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First National Bank And Trust Company Of Weatherford
Weatherford, TX · FDIC Certificate #5575 · Chartered 05/1
Total assets
$968.32M
Total deposits
$869.72M
Total equity
$95.71M
Net loans
$492.00M
Branches (offices)
16
Net income (YTD)
$2.20M
Rank: #1,074 of 4,213 U.S. banks by assets · #96 of 346 in Texas. Assets changed -4.0% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.45% |
| Return on equity | 4.65% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 9.88% |
| Tier 1 leverage ratio | 10.44% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 5.51% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 56.6% |
| Real estate loans (share of loans) | 87.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $429.70M | 87.3% | |
| Commercial & industrial | $50.63M | 10.3% | |
| Consumer / individual | $3.99M | 0.8% | |
| Construction & development | $88.96M | 18.1% | |
| Agricultural | $13.67M | 2.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $968.77M | $891.14M | $7.56M | $75.01M |
| Jun 2023 | $987.21M | $907.79M | $4.68M | $77.64M |
| Jun 2024 | $1.01B | $915.43M | $4.84M | $90.15M |
| Jun 2025 | $1.01B | $911.85M | $3.50M | $93.92M |
| Jun 2026 | $968.32M | $869.72M | $2.20M | $95.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $869.72M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $869.72M.
Similar-sized banks
Watertown Savings Bank ($970.99M) · Oak View National Bank ($966.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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