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Oak View National Bank
Warrenton, VA · FDIC Certificate #58827 · Chartered 06/0
Total assets
$966.14M
Total deposits
$692.97M
Total equity
$84.07M
Net loans
$388.05M
Branches (offices)
4
Net income (YTD)
$4.30M
Rank: #1,075 of 4,213 U.S. banks by assets · #30 of 56 in Virginia. Assets changed 25.0% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.93% |
| Return on equity | 10.74% |
| Net interest margin (YTD) | 2.72% |
| Equity to assets | 8.70% |
| Tier 1 leverage ratio | 8.16% |
| Uninsured deposits (share of deposits) | 30.1% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 56.0% |
| Real estate loans (share of loans) | 89.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $345.75M | 89.1% | |
| Commercial & industrial | $37.71M | 9.7% | |
| Consumer / individual | $8.00M | 2.1% | |
| Construction & development | $24.91M | 6.4% | |
| Agricultural | $197.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $398.52M | $346.38M | $1.44M | $35.71M |
| Jun 2023 | $555.55M | $465.10M | $2.32M | $42.45M |
| Jun 2024 | $629.94M | $527.97M | $3.48M | $48.40M |
| Jun 2025 | $773.20M | $644.61M | $3.72M | $60.99M |
| Jun 2026 | $966.14M | $692.97M | $4.30M | $84.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $692.97M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $692.97M.
Similar-sized banks
First National Bank And Trust Company Of Weatherford ($968.32M) · Dream First Bank, National Association ($963.67M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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