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First National Bank In Frankfort
Frankfort, KS · FDIC Certificate #4668 · Chartered 03/0
Total assets
$61.57M
Total deposits
$55.44M
Total equity
$3.83M
Net loans
$30.71M
Branches (offices)
1
Net income (YTD)
$227.00K
Rank: #3,957 of 4,213 U.S. banks by assets · #156 of 183 in Kansas. Assets changed 4.2% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.74% |
| Return on equity | 11.98% |
| Net interest margin (YTD) | 3.52% |
| Equity to assets | 6.22% |
| Tier 1 leverage ratio | 10.76% |
| Uninsured deposits (share of deposits) | 11.5% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 55.4% |
| Real estate loans (share of loans) | 57.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.64M | 57.4% | |
| Commercial & industrial | $1.97M | 6.4% | |
| Consumer / individual | $1.92M | 6.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $9.30M | 30.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $55.55M | $52.40M | $221.00K | $2.34M |
| Jun 2023 | $57.00M | $51.20M | $248.00K | $2.04M |
| Jun 2024 | $56.96M | $52.16M | $151.00K | $2.46M |
| Jun 2025 | $59.06M | $55.79M | $177.00K | $2.86M |
| Jun 2026 | $61.57M | $55.44M | $227.00K | $3.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $55.44M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $55.44M.
Similar-sized banks
Peoples Bank And Trust Company ($61.88M) · First State Bank ($61.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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