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First State Bank
Noble, OK · FDIC Certificate #9879 · Chartered 07/0
Total assets
$61.47M
Total deposits
$56.79M
Total equity
$4.65M
Net loans
$17.20M
Branches (offices)
1
Net income (YTD)
$175.00K
Rank: #3,958 of 4,213 U.S. banks by assets · #150 of 168 in Oklahoma. Assets changed 0.1% and deposits -0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.64% |
| Return on equity | 7.52% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 7.56% |
| Tier 1 leverage ratio | 11.34% |
| Uninsured deposits (share of deposits) | 44.1% |
| Noncurrent loans (share of loans) | 0.76% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 30.3% |
| Real estate loans (share of loans) | 85.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $14.70M | 85.4% | |
| Commercial & industrial | $883.00K | 5.1% | |
| Consumer / individual | $1.92M | 11.2% | |
| Construction & development | $125.00K | 0.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $60.51M | $56.50M | $122.00K | $3.88M |
| Jun 2023 | $56.29M | $52.38M | $307.00K | $3.86M |
| Jun 2024 | $59.62M | $55.53M | $318.00K | $4.01M |
| Jun 2025 | $61.40M | $57.08M | $179.00K | $4.28M |
| Jun 2026 | $61.47M | $56.79M | $175.00K | $4.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $56.79M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $56.79M.
Similar-sized banks
First National Bank In Frankfort ($61.57M) · Bank360 ($61.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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