Advertisement
First National Bank Of Tennessee
Livingston, TN · FDIC Certificate #19502 · Chartered 10/2
Total assets
$1.38B
Total deposits
$1.20B
Total equity
$158.02M
Net loans
$704.41M
Branches (offices)
7
Net income (YTD)
$14.42M
Rank: #800 of 4,213 U.S. banks by assets · #22 of 109 in Tennessee. Assets changed 3.1% and deposits 3.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.11% |
| Return on equity | 18.96% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 11.45% |
| Tier 1 leverage ratio | 11.55% |
| Uninsured deposits (share of deposits) | 23.1% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 58.6% |
| Real estate loans (share of loans) | 88.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $626.40M | 88.9% | |
| Commercial & industrial | $62.49M | 8.9% | |
| Consumer / individual | $24.19M | 3.4% | |
| Construction & development | $56.80M | 8.1% | |
| Agricultural | $1.76M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.28B | $1.17B | $4.79M | $104.56M |
| Jun 2023 | $1.26B | $1.12B | $10.67M | $124.99M |
| Jun 2024 | $1.31B | $1.15B | $11.47M | $145.63M |
| Jun 2025 | $1.34B | $1.16B | $13.10M | $156.82M |
| Jun 2026 | $1.38B | $1.20B | $14.42M | $158.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $1.20B | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.20B.
Similar-sized banks
First American Bank And Trust ($1.38B) · Texas Security Bank ($1.38B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement