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First American Bank And Trust
Vacherie, LA · FDIC Certificate #8149 · Chartered 12/0
Total assets
$1.38B
Total deposits
$1.21B
Total equity
$162.06M
Net loans
$841.06M
Branches (offices)
25
Net income (YTD)
$7.68M
Rank: #799 of 4,213 U.S. banks by assets · #10 of 103 in Louisiana. Assets changed 3.0% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 9.59% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 11.73% |
| Tier 1 leverage ratio | 13.81% |
| Uninsured deposits (share of deposits) | 32.1% |
| Noncurrent loans (share of loans) | 1.28% |
| Net charge-offs (share of loans) | 0.32% |
| Loans to deposits | 69.5% |
| Real estate loans (share of loans) | 95.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $802.97M | 95.5% | |
| Commercial & industrial | $38.57M | 4.6% | |
| Consumer / individual | $10.77M | 1.3% | |
| Construction & development | $92.89M | 11.0% | |
| Agricultural | $484.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.39B | $1.24B | $7.77M | $111.59M |
| Jun 2023 | $1.42B | $1.19B | $6.02M | $117.64M |
| Jun 2024 | $1.34B | $1.18B | $5.40M | $128.56M |
| Jun 2025 | $1.34B | $1.19B | $7.36M | $145.57M |
| Jun 2026 | $1.38B | $1.21B | $7.68M | $162.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $1.21B | 25 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
State Bank Of India (California) ($1.38B) · First National Bank Of Tennessee ($1.38B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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